Business Insurance

 

Procuring proper business insurance is vital to the continued success of your company. You need an affordable yet comprehensive policy that can reduce the cost of the unexpected for your business’ type and size, from lawsuits and natural disasters to employee injuries. The Mile Square Insurance Agency can help you secure a comprehensive insurance program that can include:

 

• General liability insurance: Covers third party liability claims for injuries to other people.
• Professional liability and malpractice insurance: Covers professionals against loss due to negligent professional duty, wrongful acts, and advice and services that lead to another person’s loss or injury.
• Product liability insurance: Covers against faulty products and damage, illness, injury or death that may occur from using a faulty product.
• Umbrella and excess liability insurance: Protects the company’s assets from large third party claims not sufficiently covered by primary policies.
• Property insurance: Covers loss and damage to your commercial business property due to fires, storms and other causes.
• Flood insurance: Covers property against accumulating water caused by storms or other unexpected inundations.
• Commercial vehicle insurance: Covers commercial vehicles and drivers for collision, liability, property damage, personal injury and “comprehensive” (now known as “other than collision”).
• Workers compensation: Covers your employees if they become ill or injured while working on the job.
• Employment Practices Liability Coverage: Covers against lawsuits from applicants and/or employees alleging discrimination or an unfit work environment
• Loss of income: Covers your business expenses such as rent and employee wages if you can’t operate your business.
• Cyber-crime insurance: Provides protection for risks due to Internet use and online communications.
• Director’s and Officer’s Liability Coverage: Protects the personal assets of the company’s leaders in the event of litigation alleging improper running of the company

 

 

We have years of substantial, hands-on commercial insurance experience evaluating risk potentials and designing solutions that mitigate risk in an economical fashion. We have particular expertise helping real estate owners, manufacturers, service industry, professional firms, not for profit and hospitality companies insure their firms with the best insurers for their unique needs. Put our experience to work for your business.